Westchase · West Park Village · 33626
Westchase & West Park Village,
Answered
Straight, sourced answers to the questions we hear most from Westchase and West Park Village homeowners and buyers, from neighborhoods and schools to HOA/CDD fees and flood insurance.
Frequently Asked Questions
Neighborhood & Community
Westchase is a master-planned community in northwest Hillsborough County, centered around ZIP code 33626. It's known for its walkable town center at West Park Village, a resident golf course, and an extensive network of parks and trails connecting its villages.
Westchase is made up of dozens of individual villages, including West Park Village, The Greens, Harbor Links, Stonebridge, Radcliffe, Abbotsford, Castleford, Saville Rowe, Kingsford, Brentford, and many others, each with its own character within the larger Westchase Community Association.
Schools, HOA & CDD
Westchase is served by Hillsborough County Public Schools. Because attendance boundaries can change, buyers and residents should confirm current school assignments directly with the district before making a decision based on schools. Source: Hillsborough County Public Schools boundary tool (link to be added)
Yes to both. The Westchase Community Association (WCA) sets and enforces community-wide standards, while the Westchase Community Development District (CDD) assessment is billed annually through the Hillsborough County property tax bill. Amounts vary by village and change year to year, so current figures should be confirmed directly with the WCA rather than a general estimate. Source: westchasewca.com
Flood Risk & Insurance
Flood risk varies parcel by parcel across Westchase since the community spans a large area of northwest Hillsborough County. Check your specific address using Hillsborough County's official FEMA Effective Flood Zone Viewer, linked from the county's "Find My Flood Zone" page. Generally: high-risk zones (A or V) carry a 1% annual flood chance, moderate-hazard areas are shown as shaded Zone X, and minimal-hazard areas are unshaded Zone X. Source: hcfl.gov/residents/public-safety/flooding/find-my-flood-zone
It depends on your lender, your insurer, and your specific flood zone, not every home in Westchase. Federal law requires flood insurance on homes with mortgages from federally regulated or federally insured lenders when the property sits in a Special Flood Hazard Area (SFHA). Separately, Citizens Property Insurance Corporation now requires flood coverage on wind-inclusive homeowner policies for homes in an SFHA, and under Florida Statute 627.715 is phasing in a broader requirement for higher-value homes outside the SFHA too, reaching all Citizens policies by January 1, 2027. Sources: agents.floodsmart.gov (FEMA); citizensfla.com/flood
Cost varies by property. Since April 2021, FEMA has priced NFIP flood insurance individually per property under its "Risk Rating 2.0" methodology rather than by flood zone alone, so no single number applies community-wide. One relevant local factor: unincorporated Hillsborough County, which includes Westchase, holds a Community Rating System (CRS) Class 5 rating, giving eligible NFIP policyholders a 25% discount on premiums. For an actual number, get a property-specific quote from your insurer or the NFIP. Sources: agents.floodsmart.gov (FEMA); hcfl.gov/residents/public-safety/flooding/community-rating-system
Buying & Selling
As of August 2026, the median closed sale price for homes in the 33626 ZIP code (Westchase) was approximately $565,500, down about 1.5% from a year earlier on a 12-month rolling basis. Zillow's broader home value index for the area stood at $572,101 that same month, down 2.0% year-over-year but up an average of 5.3% per year over the past five years. These figures are third-party aggregated data, not Stellar MLS, so they're a general reference point rather than a formal valuation. Sources: movewithmomentum.com (Zillow Research data); zillow.com/westchase-fl
Westchase's villages vary meaningfully in pricing, HOA rules, and resale patterns, from the walkable, mixed-use feel of West Park Village to the larger single-family lots elsewhere in the community. An agent who lives and works in Westchase, and stays active in it through groups like the Westchase Business Network, brings village-by-village insight that's hard to get from an outside agent.
